Diabetic Mellitus ( Kencing manis )

Diabetes mellitus (or diabetes) is a chronic, lifelong condition that affects your body's ability to use the energy found in food. There are three major types of diabetes: type 1 diabetes, type 2 diabetes, and gestational diabetes

Diabetes Mellitus divided into 2 types:

1. DM Type 1

2. DM Type 2

Signs and symptoms:

DM Parameters:

DM complications:

Treatment:

A periodic test called the A1C blood test estimates glucose levels in your blood over the previous three months. It's used to help identify overall glucose level control and the risk of complications from diabetes, including organ damage.

Having type 1 diabetes does require significant lifestyle changes that include:

• Frequent testing of your blood sugar levels
• Careful meal planning
• Daily exercise
• Taking insulin and other medications as needed

People with type 1 diabetes can lead long, active lives if they carefully monitor their glucose, make the needed lifestyle changes, and adhere to the treatment plan

Having type 2 diabetes:

Weight Loss Surgery and Type 2 Diabetes

Increasingly, weight loss surgery is being used as a tool to manage type 2 diabetes. That's because controlling diabetes and managing the related health risks is directly related to losing weight.

Natural Remedies for Type 2 Diabetes

Diabetes treatment can include many elements, including traditional medications, alternative medicine, and natural remedies.

Non-Insulin Diabetes Injectables

Today, metformin is the first drug doctors usually recommend for people with type 2 diabetes who need to take medication.

Oral Diabetes Medications

Oral diabetes medications -- diabetes pills -- help control blood sugar levels in people whose bodies still produce some insulin (the majority of people with type 2 diabetes).

Your Diabetes Care Team

If you have diabetes, you likely have a care team that includes a primary care doctor, dietitian, diabetes educator, eye doctor, foot doctor, dentist, and possibly an exercise trainer.

Insulin

Diabetes Treatment With Insulin

When used as a medication, it is derived from either pork (porcine), beef (no longer available in the U.S.), or is genetically made to be identical to human insulin.

Inhaled Insulin

Inhaled insulin is another option that’s been considered. Although it’s possible to make inhaled insulin, there are no inhaled insulin drugs on the market.

Giving Yourself an Insulin Shot for Diabetes

For those with diabetes, an insulin shot delivers medicine into your subcutaneous tissue -- the tissue between your skin and muscle.

Diabetic Shock and Insulin Reactions

The symptoms of diabetic shock may seem mild at first. But they should not be ignored.

Type 2 Diabetes and the Insulin Pump

If you have type 2 diabetes and take insulin, you may want to ask your doctor about the insulin pump.

Treatment during pregnancy includes working closely with your health care team and:

• Careful meal planning to ensure adequate pregnancy nutrients without excess fat and calories
• Daily exercise
• Controlling pregnancy weight gain
• Taking diabetes insulin to control blood sugar levels if needed

Beware with 36 critical illness...

1. AIDS     i. Akibat Pemindahan Darah     ii. Full Blown AIDS 2. Anemia Aplasia 3. Sindrom Apalik 4. Penyakit Alzheimer 5. Tumor Otak Benigna 6. Buta 7. Pembedahan Otak 8. Kanser 9. Kardiomiopati 10. Penyakit Hati Kronik 11. Penyakit Paru-paru Kronik 12. Koma 13. Penyakit Arteri Koronari 14. Pekak 15. Ensefalitis 16. Hepatitis Viral Fulminan 17. Serangan Jantung 18. Penggantian Injap Jantung 19. Kegagalan Buah Pinggang 20. Kehilangan Upaya Hidup Sendiri 21. Kehilangan Pertuturan 22. Kelecuran Major 23. Trauma Kepala Major 24. Pemindahan Organ Major 25. Penyakit Sistik Medulari 26. Meningitis 27. Penyakit Neuron Motor 28. Sklerosis Berbilang 29. Distrofi Otot 30. Kelumpuhan 31. Penyakit Parkinson 32. Poliomielitis 33. Tekanan Darah Tinggi Arteri       Pulmonari Utama 34. Strok 35. Pembedahan Pada Aorta 36. Lupus Eritematosus Sistemik       dengan lupus nefritis **TAKAFUL memberi peluang untuk kita berusaha untuk HIDUP, bukan mengubah KEMATIAN yang sudah PASTI... - LINDUNGILAH DIRI ANDA DAN ORG TERSAYANG SUPAYA MENDAPAT RAWATAN YG SEBAIK MUNGKIN SELAGI MASIH ADA HAYATNYA...:)

1. AIDS     i. Due to Blood Tranfusion     ii. Full Blown AIDS 2. Aplastic Anaemia 3. Apallic Syndrome 4. Alzheimers’s Disease 5. Benign Brain Tumor 6. Blindness 7. Brain Surgery 8. Cancer 9. Cardiomyopathy 10. Chronic Liver Disease 11. Chronic Lung Disease 12. Coma 13. Coronary Artery Disease 14. Deafness 15. Encephalitis 16. Fulminant Virus Hepatitis 17. Heart Attack 18. Heart-valve Replacement 19. Kidney Failure 20. Loss of Independent Existence 21. Loss of Speech 22. Major Burns 23. Major Head Trauma 24. Major Organ Transplant 25. Medullary Cystic Disease 26. Meningitis 27. Motor Neuron Disease 28. Multiple Sclerosis 29. Muscular Dystrophy 30. Paralysis 31. Parkinson’s Disease 32. Poliomyelitis 33. Primary Pulmonary Arterial       Hypertension 34. Stroke 35. Surgery to the Aorta 36. Systemic Lupus Erythematosus        Lupus Nephritis

Medical card PruBSN

Senarai Hospital Panel Prudential BSN Takaful

Kuala Lumpur / Selangor

Prince Court Medical Centre 
39, Jalan Kia Peng
50450 Kuala Lumpur, Malaysia
Hotline: +603 2160 0000
Fax: +603 2160 0010

KPJ SELANGOR SPECIALIST HOSPITAL

(Fomerly known as Selangor Medical Center)
Lot 1, Jalan Singa 20/1, Section 20,
40300 Shah Alam,
Selangor Darul Ehsan.
Tel : (03) 5543 1111
Fax : (603) 5543 1722 / 5543 2222

Pantai Cheras Medical Centre 
1 Jalan, 1/96A, Taman Cheras Makmur , 56100 Kuala Lumpur
Tel : 03-9132 2022
Fax : 03-9132 0732

Sentosa Medical Centre 
36, Jalan Chemur, Kompleks Damai, 50400 Kuala Lumpur
Tel : 03-4043 7166
Fax : 03-4043 7661

Pantai Indah Medical Centre 
Jalan Perubatan 1 , Pandan Indah , 55100 Kuala Lumpur
Tel : 03-4289 2828
Fax : 03-4289 2829

Tung Shin Hospital 
102, Jalan Pudu , 55100 Kuala Lumpur
Tel : 03-2072 1655
Fax : 03- 2070 0345

Hospital Pusrawi Sdn Bhd 
Lot 149, Jalan Tun razak, 50400 Kuala Lumpur
Tel : 03-2687 5000
Fax : 03- 2687 5016

Assunta Hospital
Jalan Templer, 46900 Petaling Jaya , Selangor
Tel : 03-7680 7000/03 -7781 6902
Fax : 03-7781 4933

Gleneagles Hospital Kuala Lumpur 
282 & 286 Jalan Ampang, 50450 Kuala Lumpur
Tel : 03-4255 2707
Fax : 03-4255 2711

Subang Jaya Medical Centre
1, Jalan SS12/1A, 47500 Subang Jaya, Selangor
Tel : 03-56341212
Fax : 03-5630 6075

Sri Kota Medical Centre
Jalan Mohet , 41000 Klang , Selangor
Tel : 03-33733636
Fax : 03-3376 3888

KPJ Kajang Specialist Hospital
(formerly known as SentosaMedical Centre Kajang)
Batu 14, Jalan Cheras , 43000 Kajang , Selangor
Tel : 03-8769 2999
Fax : 03-8769 2808

Sunway Medical Center
No5, Jln Lagoon Selatan, Bandar Sunway,
46150, Petaling Jaya, Selangor.
Tel : 03-7491 9191
Fax : 03-7491 0242

Ampang Puteri Specialist Hospital 
No.1, Jalan Mamanda 9, Taman Dato’Ahmad Razali,
68000, Ampang, Selangor
Tel : 03-4270 2500
Fax :03-4270 2443

Tawakal Hospital
202-A Jalan Pahang, 
53000 Kuala Lumpur
Tel : 03-4023 3599
Fax : 03-4022 8063

Damansara Specialist Hospital
No. 119 Jalan SS 20/10, 47400 Petaling Jaya, Selangor
Tel : 03-7722 2692
Fax : 03-4270 2443

Pantai Medical Centre 8, Jalan Bukit Pantai,
59100 Kuala Lumpur
Tel : 03-2296 0888
Fax : 03-22960832

Johor

Medical Specialist Hospital
Wisma Maria, Jalan Ngee Heng , 80100 Johor Bharu , Johor
Tel : 07-224 3888
Fax : 07-223 6785

Pusat Pakar Kluang Utama
No. 1, Susur 1, Jalan Beasr, 86000 Kluang, Johor
Tel : 07-771 8999
Fax : 07-772 8999

Putra Specialist Hospital (Batu Pahat)
(formerly known as The SouthernHospital, Batu Pahat)
No 1, Jln Peserai, 83000, Batu Pahat, Johor
Tel : 07-413 3333
Fax : 07-413 3346

Johor Specialist Hospital
39-B Jalan Abdul Samad, 80100, Johor Bahru, Johor
Tel : 07-2253000
Fax : 07-2248213

Puteri Specialist Center 33,
Jalan Tun Razak (Susur 5), 80000, Johor Bahru, Johor
Tel : 07-2233377
Fax : 07-2238833

Hospital Pantai Batu Pahat
9S, Jalan Bintang Satu, Taman Koperasi Bahagia, 83000 Batu Pahat, Johor
Tel : 07-433 8811
Fax : 07-433 1

Melaka

Putra Specialist Hospital (Melaka) Sdn Bhd
(formerly known as TheSouthern Hospital, Melaka)
169, Jalan Bendahara , 75100 Melaka
Tel : 06-283 5888
Fax : 06-281 0518

Hospital Pantai Ayer Keroh 2418-1,
KM 8, Lebuh Ayer Keroh , 75450 Melaka
Tel : 06-231 9999
Fax : 06-231 3299

Mahkota Medical Centre
3, Mahkota Melaka, Jalan Merdeka , 75000 Melaka
Tel : 06-281 3333

Negeri Sembilan

Columbia Asia Medical Centre,
S’ban 292, Jalan Haruan 2, Oakland Commercial Centre,
70300 Seremban, Negeri Sembilan
Tel : 06-601 1988
Fax : 06-601 1848

N.S Chinese Maternity Medical Centre
Jalan Tun Dr Ismail, 70200 Seremban , Negeri Sembilan.
Tel : 06-762 2104
Fax : 06-763 0407

Nilai Cancer Institute PT 13747,
Jalan BBN 2/1 , 71800 Nilai, Negeri Sembilan.
Tel : 06-850 0999
Fax : 06-850 0733

Seremban Specialist Hospital
Lot PT 6219 & PT 6220, Jln Tioman 1, Kemayan Square,
70200 Seremban, N Sembilan
Tel : 06-7677800
Fax : 06-7675900

Senawang Specialist Hospital
No. 234-243, Jalan Lavendar Heights 2,
Lavender Business Square,
70450 Senawang , Negeri Sembilan
Tel : 06 6751188

Perak

Pantai Putri, Ipoh 
126, Jalan Tambun,
31400 Ipoh, Perak
Tel : 05-5484333
Fax : 05-5458168

Apollo Medical Centre 
271, Jalan Taming Sari,
34000 Taiping, Perak
Tel : 05-8056000
Fax : 05-8076000

Fatimah Hospital
1, Leboh Chew Peng Loon, Ipoh Gardens,
31400 Ipoh, Perak
Tel : 05-5455777
Fax : 05-5499237

Ipoh Specialist Hospital
26, Jalan Raja Dihilir,
30350 Ipoh, Perak
Tel : 05-241 8777
Fax : 05-254 1888

Penang

Bagan Specialist Centre
Jalan Bagan 1, 13400 Butterworth
Tel : 04-3322800
Fax : 04-3312806

Pantai Mutiara Hospital
82, Jalan Tengah, Bayan Baru,
11900 Bayan Lepas, Penang.
Tel : 04-643 3888

Gleneagles Medical Centre
1, Jalan Pangkor, 10050 Pulau Pinang
Tel : 04-2276111
Fax : 04-2262994

Penang Adventist Hospital
465, Jalan Burmah, 10350 Pulau Pinang
Tel : 04-2227200
Fax : 04-2278512

Lam Wah Ee Hospital
141, Jalan Tan Sri The Ewe Lim,
16000 Pulau Pinang
Tel : 04-6571888 Fax : 04-6570940

Tanjung Medical Centre
473, Jalan Burmah,
10350 Pulau Pinang
Tel : 04-2262323
Fax: 04-2299008

Hope Children Hospital (Sg Ara )
66 & 68, Jalan Dato Ismail Hashim, Sg Ara,
11900 Bayan Lepas, Pulau Pinang
Tel : 04-644 7557 / 04-644 1557
Fax : 04-646 1559

Hope Children Hospital (FARLIM) 
26,26A,28 & 28A, Lintang Paya Terubong 3,
11060 Pulau Pinang
Tel : 04-829 7926/ 04-826 6557
Fax : 04-829 7982

Loh Guan Lye Specialist Centre
19, Logan Road, 10400 Pulau Pinang
Tel : 04-2388888
Fax : 04-2388983

Island Hospital 308 Macalister Road,
10450 Penang, Malaysia
Tel : 04-228 8222
Fax : 04- 226 7989

Kedah

Metro Specialist Hospital
No 1, Lorong Metro,
08000 Sungai Petani, Kedah
Tel : 04-4238888
Fax : 04-4258888

Putra Medical Centre
888, Jalan Sekerat, Off Jalan Putra,
05100 Alor Star, Kedah
Tel : 04-7342888
Fax : 04-7348882

Kedah Medical Center Pumpong,
05250 Alor Setar, Kedah
Tel : 04-7308878
Fax : 04-7332869

Strand Hospital
1, Persiaran Cempaka, Bandar Aman Jaya,
08000 Sungai Petani, Kedah
Tel : 04-4428888
Fax : 04-4428889

Kelantan

Universiti Sains Malaysia USM,
Kampus Kesihatan,
16150 Kubang Kerian,
Kota Bharu, Kelantan
Tel : 09-766 3137

Perdana Specialist Hospital 
Lot PT37 & PT600, S
eksyen 14, Jalan Bayam.
15200 Kota Bharu, Kelantan
Tel : 09-745 8000
Fax : 09-747 2877

Kota Bharu Medical Centre
P.T 179-184, Jalan Sultan Yahya Petra, Lundang,
15150 Kota Bharu, Kelantan
Tel : 09-743 3399
Fax : 09-747 8271

Terengganu

Kuala Terengganu Specialist Hospital
No. 443B, Jalan Kamarudin, 20400
Kuala Terengganu, Tereangganu
Tel : 09-624 5353 09
Fax : 09-626 5211

Pahang

Kuantan Medical Centre 1,
Jalan Tun Ismail 9,
25000 Kuantan , Pahang
Tel : 09-514 2828
Fax 09-516 3753

Kuantan Specialist Hospital
51 Jalan Alor Akar,
25250 Kuantan, Pahang
Tel : 09-567 8588 09-567 8098

Sabah

Sabah Medical Centre
Lorong Bersatu,
Off Jalan Damai Luyang,
88300 Kota Kinabalu, Sabah
Tel 088-222922
Fax : 088-243540

Rafflesia Medical Centre 
Lot 5, 6, 7, 8, Milennium Commercial Centre,
Off Jalan Lintas, Kepayan,
88200 Penampang,
Kota Kinabalu,Sabah
Tel : 088-272630
Fax : 088-272640

Damai Specialist Centre
DSC Building, Lorong Pokok Tepus 1,
Off Jalan Damai,
88300 Kota Kinabalu, Sabah
Tel : 088-222922
Fax : 088-243540

Sarawak

Normah Specialist Medical Centre 
Lot 937, Sek 30, KTLD, Jalan Tun Abdul Rahman,
Petra Jaya, 93050 Kuching, Sarawak
Tel : 082-440055
Fax : 082-442600

Rejang Medical Centre
29, Jalan Pedada,
96008 Sibu, Sarawak 084-330733 084-327342
Sibu Specialist Medical Centre 52A-F, Brooke Drive,
96000 Sibu, Sarawak
Tel : 084-218800
Fax : 084-219900

Timberland Medical Centre 
Lot 5164-5165, Blk 16, KCLD,
Taman Timberland, Rock Road,
93250 Kuching, Sarawak
Tel : 082-234466
Fax : 082-244273

Columbia Medical Centre, Miri
Lot 1035-1039, Jalan Bulan Sabit,
CDT 155, 98009 Miri , Sarawak.
Tel : 085-437755
Fax : 085-425677

Kuching Specialist Hospital
Lot 10420 Block 11,
Tabuan Stutong Commercial Center,
Jalan Setia Raja,
93350 Kuching, Sarawak.
Tel : 082-365777
Fax : 082-364666

Kenali PruBSN TAKAFUL

Malang tak berbau...HEALTH IS WEALTH

Kita manusia biasa..tidak dapat lari dari sakit,tua,dan mati..itulah aadalah PASTI cuma lambat ataupun cepat.kita sebagai hambaNya wajib redha dengan qada' dan qadarNya..

Malang tidak berbau. Kita boleh menghidu bau wanginya kasturi tapi deria bau kita ada hadnya. 

Setiap hari kita berada di jalan raya, maka setiap hari kita terdedah dengan risiko kemalangan. Setiap hari ada sahaja kemalangan Kemalangan boleh berlaku di mana-mana sahaja. Kita hanya merancang tapi Allah yang menentukan segalanya. Kita tidak akan dapat lari dari ketentuannya..KUN FAYAKUN..sekiranya Allah berkehendakkan perkara itu terjadi,maka JADILAH ia..

Sesetengah orang kata takaful tidak penting.YES but NO actually. YES because sekiranya kita rasa membazir lebih sayangkan duit dari nyawa,but NO sekiranya kita sangat menghargai nyawa yang Allah kurniakan untuk kita. Kita tidak akan terfikir penyelesaiannyasekiranya kita tidak mengalami perkara yang tidak diingini tersebut..

Sekiranya 3 minit yang lalu kita kemalangan, perkara inilah yang bakal bermain di fikiran kita

1) Bagaimana kita nak dapatkan rawatan dengan segera. Umum mengetahui bahawa ramai yang akan ke hospital kerajaan dan jika kita ke sana, kita terpaksa menunggu giliran bersama orang yang ramai. Sekiranya kita hendak ke hospital swasta, bagaimana kita nak lunaskan bilnya yang agak mahal?

2) Bagaimana sekiranya otak dan anggota badan tidak dalam keadaan normal dan baik? Siapa yang akan menyara kita dan keluarga kita?Tidak dapat bekerja, maka tiadalah pendapatan bukan...

Bersediakah kita untuk meneruskan hidup jika diuji dengan kemalangan dan dipaksa untuk tidak bekerja lagi? Bagaimana dengan sara hidup isteri, anak- anak dan ayah dan ibu yang bergantung hidup pada kita?

Sakit itu adalah kifarah. Kita akan ditimpa sakit seiring dengan bertambahnya usia. Semakin berusia semakin mudah kita berpenyakit. Penyakit seperti kencing manis, jantung dan kanser bukanlah perkara asing  di sekeliling kita.

Sekiranya boleh kita ingin segera mendapatkan rawatan bila mana terasa sakit. Wanita yang menahan kesakitan hendak bersalin seboleh-bolehnya mahu segera mungkin bersalin. Begitu juga dengan sakit gigi, kita sebolehnya mahu sesegera mungkin mendapatkan rawatan. Sekiranya kita terlewat, kita boleh kehilangan nyawa.

Seperti yang kita sedia maklum masa untuk menerima rawatan dan mengambil ubat di hospital kerajaan adalah agak lama. Namun begitu masa untuk menerima rawatan dan mengambil ubat di hospital swasta tidak sampai 1 jam.

Itu hanya untuk rawatan biasa, bagaimana masa yang di ambil untuk rawatan penyakit seperti kanser, jantung dan giliran pembedahan. Hanya mereka yang pernah merasai azab menunggu menghayati frasa ini. CEPAT BERERTI PERLU BAYARAN...

Walau bagaimanapun, kos rawatan kini semakin lama semakin tinggi. Pernahkah kita terfikir di saat kita memerlukan sejumlah wang yang jumlahnya besar, di mana kita nak ambil? Ketika itu hanya kita yang tanggung semua, orang sekeliling boleh membantu tapi ada hadnya. Sudah menjadi lumrah, bila kita senang ramai orang yang sayang, tapi bila kita susah...WHO CARES??!!

INILAH REALITI KEHIDUPAN KITA KINI..

Pengalaman salah seorang rakan...

'...dlu ms sy study sy ade menjalani 1 operation...tp ms tu university bayar...lgpun masa tu sy blom beli insurance...

skg ni sakit sy tu kembali semula...mmg skg ni sy ade insurance...life insurance pru & pru lady...tp syg sb sy amik pun bl dah start keje...yela ms study dulu family tak mampu nak belikan insurance...
so skg ni penyakit sy tu dh exclude dlm policy insurance sy & maknanya sy dh tak boleh claim insurance tuk ape saje yg berkaitan dgn penyakit ni...
klu cost operation tu rendah agak ok la...tp cost operation ni mencecah RM10k atau mungkin lebih...migraine kepala sy bl pikir2 cmne nak dpt duit sebanyak tu... ~X(
sepatutnya bln lepas lg sy dah kena masuk ward tuk operation...tp memandangkan kewangan sy yg sgt2 terhad, sy minta doctor tangguhkan seketika...walaupun sy terpaksa menahan kesakitan sehingga saat ini...
so kesimpulannya, bg sesiapa yg di luar sana yg blom lg ambil or beli sebarang insurance, adalah lebih baik anda beli skrg sblom ape2 terjadi...

kalaulah sy amik insurace sebelom penyakit itu datang, tak kira berapa kali pun sy perlu menjalani operation, mesti sy dapat claim tuk setiap operation itu...'

Dia Maha Mengetahui...

Peluang hanya datang sekali,kita yang merebut peluang itu bukan peluang yang merebut kita..

“TUNGGULAH @ NANTILAH” adalah satu perbuatan yang sangat-sangat BESAR RISIKONYA..Ajal maut ditangan ALLAH, bukan ditangan kita...fikirkanlah sesuatu terbaik

                                                

Kita tidak berjudi sebab judi adalah haram. Tapi dengan tidak mempunyai instrumen takaful, sebenarnya kita sedang memperjudikan nyawa dan tanggunggan kita. Setuju tak? 

HEALTH IS WEALTH

Ini saja saya nak kongsikan dengan anda. Kalau nak kongsi lebih lagi silalah hubungi saya, In shaa Allah ada manfaatnya. Segala yang baik dari Allah, segala kekurangan sifat saya, hambaNya yang kerdil.

Sedia membantu,

Zee 0172697848

PruBSN Takaful

HADITH RIWAYAT IBNU MAJAH
“Sesungguhnya seseorang yang beriman ialah sesiapa yang memberi keselamatan dan perlindungan terhadap harta dan jiwa raga manusia”

Kita hanya merancang tapi Tuhan yang menentukan...
Kita sering mendengar kata-kata tersebut namun pernahkah kita terfikir realistik dan logistik di sebalik ayat tersebut?

Sama seperti kita tahu tapi buat buat tidak tahu...

Sediakan payung sebelum hujan...

Juga sering diperkatakan tapi tidak pernah diambil berat

Kita hanya merancang tapi Tuhan yang menentukan..JADI..Sediakan payung sebelum hujan:)

Banyak payung kita boleh beli tapi untuk mencari payung yang berkualiti dan mampu melindungi dari dibasahi air hujan agak sukar dicari andaikata tidak bijak untuk memilih.

Di sini saya dengan sukacitanya ingin berkongsi kelebihan dan kebaikan Takaful PruBSN yang kebanyakan orang masih kesamaran dan berkira-kira untuk mengambilnya

Sedia membantu,hubungi:

Zee 0172697848

Hidup perlu diurus sebelum diuji...

Assalammualaikum wbt..

Di sini saya ingin berkongsi serba sedikit info agar sahabat sahabiah mendapat sedikit gambaran...

Firman Allah Taala:

Apakah manusia itu mengira bahawa mereka dibiarkan saja mengatakan; “Kami telah beriman,” sedangkan mereka tidak diuji? Dan sesungguhnya kami telah menguji orang-orang sebelum mereka, maka sesungguhnya Allah mengetahui orang-orang yg benar dan sesungguhnya Dia mengetahui orang-orang yg dusta.” (Surah Al-Ankabut 29: Ayat 2-3)

Jom kita muhasabah ujian yang biasanya orang akan alami seperti :

i)    kena penyakit

ii)   excident

ii)   lumpuh

iii)  kematian orang yang menjadi pencari nafkah keluarga.

Sekiranya ujian-ujian ini tidak kita uruskan dengan sempurna, ia akan menjadi MUSIBAH YANG SANGAT BESAR buat kita. Tekanan perasaan juga akan menyebabkan kita tidak redha dengan ujian tuhan. Kita mungkin akan mengeluarkan kata-kata yang akan menyebabkan kita binasa di akhirat nanti.

Mengapa kita perlu urus Musibah? Ibaratkan untuk perjalanan yang jauh, kita perlu menguruskan segala persiapan untuk memastikan perjalan kita tenang dan selamat . Sebagai contoh, kita akan memastikan brek berfungsi dengan baik untuk digunakan ketika pemanduan. Jika kecemasan berlaku kita dapat brek untuk elakkan kemalangan.

Begitu juga dengan perjalanan menuju hari tua, kita perlu menguruskan segala persiapan untuk memastikan hidup kita tenang dan selamat. Sebagai contoh, kita perlu menguruskan takaful untuk melindungi pendapatan. Jika musibah berlaku, instrumen takaful dapat digunakan untuk menguruskan musibah tanpa menjejaskan perbelanjaan harian kita.

APAKAH TAKAFUL?

- Takaful adalah instrumen kewangan Islam yang berkonsepkan sedekah. Kita dan penderma lain akan menderma dalam satu tabung kecemasan. Bila kita atau penderma lain ditimpa musibah, wang akan digunakan dari tabung itu untuk membantu.

- diiktiraf oleh BANK NEGARA MALAYSIA,di pantau ole MAJLIS PENGAWASAN SYARIAH.

APAKAH PRUDENTIAL?

- telah bertapak di Malaysia selama 80 tahun dan selama 163 tahun di Asia

- menawarkan 2 jenis perlindungan: TAKAFUL dan CONVENTIONAL

APAKAH BSN?

- dikenali juga sebagai Bank Simpanan Nasional

- adalah bank kerajaan Malaysia

Maka,tertubuhlah PRUDENTIAL BSN TAKAFUL

Perkongsian petikan surah di dalam A-Quran:

1. Dalam Surah Al-Baqarah ayat 240, Allah Ta’ala berfirman:

“Dan orang-orang yang (hampir) mati di antara kamu serta meninggalkan isteri, hendaklah berwasiat untuk isteri-isteri mereka, iaitu diberi nafkah saguhati (makan, pakai dan tempat tinggal) hingga setahun lamanya, dengan tidak disuruh pindah dari tempat tinggalnya. Kemudian jika mereka keluar (dari tempat tinggalnya dengan kehendaknya sendiri) maka tidaklah kamu bersalah (wahai wali waris si mati) mengenai apa yang mereka (isteri-isteri itu) lakukan pada diri mereka dari perkara yang patut yang tidak dilarang Syarak) itu dan ingatlah, Allah Maha Kuasa, lagi Maha Bijaksana“

2. Manakala dalam Surah Yusuf ayat 47-48, Allah Ta’ala berfirman:

“Yusuf menjawab: “Hendaklah kamu menanam bersungguh-sungguh 7 tahun berturut-turut, kemudian apa yang kamu ketam (tuai) biarkanlah dia pada tangkai-tangkainya; kecuali sedikit dari bahagian yang kamu jadikan untuk makan. “Kemudian akan datang selepas tempoh itu, 7 tahun yang bersangatan kemaraunya, yang akan menghabiskan makanan yang kamu sediakan baginya; kecuali sedikit dari apa yang kamu simpan (untuk dijadikan benih)“

Dari dua petikan ayat Al-Quran di atas, jelas bagi kita untuk mempunyai satu bentuk simpanan atau “back-up” dari julat masa setahun hingga 14 tahun lamanya. Oleh yang demikian, “back-up” dalam bentuk saham, simpanan, emas, stok dll juga termasuk dalam bentuk simpanan yang telah dinyatakan di dalam Al-Quran, begitu juga “back-up” dalam bentuk perlindungan Takaful.

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Physiological of HEART

The heart is the muscular organ of the circulatory system that constantly pumps blood throughout the body. Approximately the size of a clenched fist, the heart is composed of cardiac muscle tissue that is very strong and able to contract and relax rhythmically throughout a person's lifetime. The heart has four separate compartments or chambers. The upper chamber on each side of the heart, which is called an atrium, receives and collects the blood coming to the heart. The atrium then delivers blood to the powerful lower chamber, called a ventricle, which pumps blood away from the heart through powerful, rhythmic contractions. The human heart is actually two pumps in one. The right side receives oxygen-poor blood from the various regions of the body and delivers it to the lungs. In the lungs, oxygen is absorbed in the blood. The left side of the heartreceives the oxygen-rich blood from the lungs and delivers it to the rest of the body. Systole The contraction of the cardiac muscle tissue in the ventricles is called systole. When the ventricles contract, they force the blood from their chambers into the arteries leaving the heart. The left ventricle empties into the aorta and the right ventricle into the pulmonary artery. The increased pressure due to the contraction of the ventricles is called systolic pressure. Diastole The relaxation of the cardiac muscle tissue in the ventricles is called diastole. When the ventricles relax, they make room to accept the blood from the atria. The decreased pressure due to the relaxation of the ventricles is called diastolic pressure. Electrical Conduction System The heart is composed primarily of muscle tissue. A network of nerve fibers coordinates the contraction and relaxation of the cardiac muscle tissue to obtain an efficient, wave-like pumping action of the heart. Sinoatrial node (SA node) Atrioventricular node (AV node) Common AV Bundle Right & Left Bundle Branches The Sinoatrial Node (often called the SA node or sinus node) serves as the natural pacemaker for the heart. Nestled in the upper area of the right atrium, it sends the electrical impulse that triggers each heartbeat. The impulse spreads through the atria, prompting the cardiac muscle tissue to contract in a coordinated wave-like manner. The impulse that originates from the sinoatrial node strikes the Atrioventricular node (or AV node) which is situated in the lower portion of the right atrium. The atrioventricular node in turn sends an impulse through the nerve network to the ventricles, initiating the same wave-like contraction of the ventricles. The electrical network serving the ventricles leaves the atrioventricular node through the Right and Left Bundle Branches. These nerve fibers send impulses that cause the cardiac muscle tissue to contract

Anatomy of HEART

1. Right Coronary                                                           9.  Right Atrium
2. Left Anterior Descending                                          10.  Right Ventricle
3. Left Circumflex                                                         11.  Left Atrium
4. Superior Vena Cava                                                 12.  Left Ventricle
5. Inferior Vena Cava                                                   13.  Papillary Muscles
6. Aorta                                                                       14.  Chordae Tendineae
7. Pulmonary Artery                                                     15.  Tricuspid Valve
8. Pulmonary Vein                                                        16.  Tricuspid Valve

                                                                                    17.   Pulmonary ValveAortic Valve (Not pictured)

                                                                                                                                           Coronary Arteries

Because the heart is composed primarily of cardiac muscle tissue that continuously contracts and relaxes, it must have a constant supply of oxygen and nutrients. The coronary arteries are the network of blood vessels that carry oxygen- and nutrient-rich blood to the cardiac muscle tissue.

The blood leaving the left ventricle exits through the aorta, the body’s main artery. Two coronary arteries, referred to as the "left" and "right" coronary arteries, emerge from the beginning of the aorta, near the top of the heart.

The initial segment of the left coronary artery is called the left main coronary. This blood vessel is approximately the width of a soda straw and is less than an inch long. It branches into two slightly smaller arteries: the left anterior descending coronary artery and the left circumflex coronary artery. The left anterior descending coronary artery is embedded in the surface of the front side of the heart. The left circumflex coronary artery circles around the left side of the heart and is embedded in the surface of the back of the heart.

Just like branches on a tree, the coronary arteries branch into progressively smaller vessels. The larger vessels travel along the surface of the heart; however, the smaller branches penetrate the heart muscle. The smallest branches, called capillaries, are so narrow that the red blood cells must travel in single file. In the capillaries, the red blood cells provide oxygen and nutrients to the cardiac muscle tissue and bond with carbon dioxide and other metabolic waste products, taking them away from the heart for disposal through the lungs, kidneys and liver.

When cholesterol plaque accumulates to the point of blocking the flow of blood through a coronary artery, the cardiac muscle tissue fed by the coronary artery beyond the point of the blockage is deprived of oxygen and nutrients. This area of cardiac muscle tissue ceases to function properly. The condition when a coronary artery becomes blocked causing damage to the cardiac muscle tissue it serves is called a myocardial infarction or heart attack.

Superior Vena Cava

The superior vena cava is one of the two main veins bringing de-oxygenated blood from the body to the heart. Veins from the head and upper body feed into the superior vena cava, which empties into the right atrium of the heart.

Inferior Vena Cava

The inferior vena cava is one of the two main veins bringing de-oxygenated blood from the body to the heart. Veins from the legs and lower torso feed into the inferior vena cava, which empties into the right atrium of the heart.

Aorta

The aorta is the largest single blood vessel in the body. It is approximately the diameter of your thumb. This vessel carries oxygen-rich blood from the left ventricle to the various parts of the body.

Pulmonary Artery

The pulmonary artery is the vessel transporting de-oxygenated blood from the right ventricle to the lungs. A common misconception is that all arteries carry oxygen-rich blood. It is more appropriate to classify arteries as vessels carrying blood away from the heart.

Pulmonary Vein

The pulmonary vein is the vessel transporting oxygen-rich blood from the lungs to the left atrium. A common misconception is that all veins carry de-oxygenated blood. It is more appropriate to classify veins as vessels carrying blood to the heart.

Right Atrium

The right atrium receives de-oxygenated blood from the body through the superior vena cava (head and upper body) and inferior vena cava (legs and lower torso). The sinoatrial node sends an impulse that causes the cardiac muscle tissue of the atrium to contract in a coordinated, wave-like manner. The tricuspid valve, which separates the right atrium from the right ventricle, opens to allow the de-oxygenated blood collected in the right atrium to flow into the right ventricle.

Right Ventricle

The right ventricle receives de-oxygenated blood as the right atrium contracts. The pulmonary valve leading into the pulmonary artery is closed, allowing the ventricle to fill with blood. Once the ventricles are full, they contract. As the right ventricle contracts, the tricuspid valve closes and the pulmonary valve opens. The closure of the tricuspid valve prevents blood from backing into the right atrium and the opening of the pulmonary valve allows the blood to flow into the pulmonary artery toward the lungs.

Left Atrium

The left atrium receives oxygenated blood from the lungs through the pulmonary vein. As the contraction triggered by the sinoatrial node progresses through the atria, the blood passes through the mitral valve into the left ventricle.

Left Ventricle

The left ventricle receives oxygenated blood as the left atrium contracts. The blood passes through the mitral valve into the left ventricle. The aortic valve leading into the aorta is closed, allowing the ventricle to fill with blood. Once the ventricles are full, they contract. As the left ventricle contracts, the mitral valve closes and the aortic valve opens. The closure of the mitral valve prevents blood from backing into the left atrium and the opening of the aortic valve allows the blood to flow into the aorta and flow throughout the body.

Papillary Muscles

The papillary muscles attach to the lower portion of the interior wall of the ventricles. They connect to the chordae tendineae, which attach to the tricuspid valve in the right ventricle and the mitral valve in the left ventricle. The contraction of the papillary muscles closes these valves. When the papillary muscles relax, the valves open.

Chordae Tendineae

The chordae tendineae are tendons linking the papillary muscles to the tricuspid valve in the right ventricle and the mitral valve in the left ventricle. As the papillary muscles contract and relax, the chordae tendineae transmit the resulting increase and decrease in tension to the respective valves, causing them to open and close. The chordae tendineae are string-like in appearance and are sometimes referred to as "heart strings."

Tricuspid Valve

The tricuspid valve separates the right atrium from the right ventricle. It opens to allow the de-oxygenated blood collected in the right atrium to flow into the right ventricle. It closes as the right ventricle contracts, preventing blood from returning to the right atrium; thereby, forcing it to exit through the pulmonary valve into the pulmonary artery.

Mitral Value

The mitral valve separates the left atrium from the left ventricle. It opens to allow the oxygenated blood collected in the left atrium to flow into the left ventricle. It closes as the left ventricle contracts, preventing blood from returning to the left atrium; thereby, forcing it to exit through the aortic valve into the aorta.

Pulmonary Valve

The pulmonary valve separates the right ventricle from the pulmonary artery. As the ventricles contract, it opens to allow the de-oxygenated blood collected in the right ventricle to flow to the lungs. It closes as the ventricles relax, preventing blood from returning to the heart.

Aortic Valve

The aortic valve separates the left ventricle from the aorta. As the ventricles contract, it opens to allow the oxygenated blood collected in the left ventricle to flow throughout the body. It closes as the ventricles relax, preventing blood from returning to the heart.